What Is a VCC?

What Is a VCC?

A VCC, or virtual credit card, is a digital card number linked to a real debit or credit card account. It functions like a normal card for online purchases but does not exist as a physical card.

VCCs are commonly used in reselling and automation workflows to separate payments, manage risk, and control spending across multiple checkouts.

What VCCs Are Used For

• Creating multiple checkout profiles with unique card numbers

• Reducing risk by not exposing primary card details

• Managing spend by setting limits or locking cards

• Organizing purchases across different accounts or profiles

• Supporting automated and manual checkout setups

Important Notes

• Not all sites accept virtual cards

• Acceptance varies by retailer and card provider

• Some sites may restrict or block certain VCCs

• Always test a card before scaling usage

VCC Providers

Privacy – https://www.privacy.com/
Limits: Virtual card limits vary by plan and account status

Slash – https://slash.fi
Limits: 10 Card Limit - 500 Card Limit With Business Account

Capital One Eno – https://www.capitalone.com/
Limits: Up To 20 Cards Per Day - Unlimited VCCs for Capital One credit card holders

American Express Business (via Extend) – https://www.paywithextend.com/pages/american-express
Limits: virtual cards can be created and managed through Extend